The foreclosure crisis is not just about figures and statistics. It is something real involving – humans and animals. The crisis cannot be brushed under the carpet with long debates and dole outs. Foreclosures are gnawing into the heart of society – a symptom of a deep-rooted malaise that needs a comprehensive approach.

Washington are bestirring themselves worried about the vote banks. While the law making bodies dither and argue the middle class are living in cars. In Detroit derelict houses are being bulldozed and people have started farming the land for food. Some have turned to marijuana cultivation for quick profits.

Laws are being framed at the local level to enforce lenders to maintain the houses or face heavy penalty.

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